For Insurance

Loss Control Survey Services

Our comprehensive loss control survey services are tailored to meet the needs of insurance underwriters in both personal and commercial lines. Our experienced team specializes in detailed property evaluations, providing invaluable insights for informed underwriting decisions. 

Personal Lines

For personal lines, we conduct thorough evaluations of habitational properties, including residential homes, vacation houses, and rental units, assessing structural integrity, safety measures, and potential hazards.

Property Types:

  • Single-Family
  • Multi-Family Homes (duplexes, triplexes, fourplexes)
  • Condominiums
  • Townhomes
  • Vacation Homes
  • Mobile Homes
  • New Construction

Checklist

Property Exterior

This includes examining the condition of the roof, siding, windows, doors, and any other exterior structures for signs of damage or wear.

Landscaping and Yard

Assessing the landscaping for potential hazards such as overgrown trees and shrubs, uneven walkways, or poor drainage that could lead to water damage.

Safety Features

Checking the presence and functionality of safety features such as smoke detectors, carbon monoxide detectors, fire extinguishers, and security systems.

Electrical Systems

Inspecting the electrical wiring, outlets, and circuit breaker panels to ensure they meet safety standards and are not at risk of causing fires or electrocution.

Plumbing

Examining plumbing fixtures, pipes, and water heaters for leaks, corrosion, or other issues that could lead to water damage or mold growth.

Heating and Cooling System

Assessing the condition and efficiency of heating and cooling systems, including furnaces, boilers, air conditioners, and ventilation systems.

Appliances

Checking the age and condition of major appliances such as refrigerators, stoves, dishwashers, and washing machines to identify any potential fire or safety hazards.

Interior Conditions

Evaluating the overall condition of interior spaces, including walls, ceilings, floors, and any signs of water damage, mold, or pest infestations.

Square Footage and Public Records

Verifying the home’s square footage and check public records for accuracy ensuring the property size aligns with insurance data, preventing coverage discrepancies. Records like tax assessments and permits help identify unpermitted changes, aiding in risk assessment and proper coverage evaluation.

Inspection Types:

  • Comprehensive High Value (CHV)
  • Interior/Exterior
  • Builders Risk
  • Vacant Property / Land
  • Supplements:
    • Roof
    • 4-Point
    • Brush