For Insurance
Loss Control Survey Services
Our comprehensive loss control survey services are tailored to meet the needs of insurance underwriters in both personal and commercial lines. Our experienced team specializes in detailed property evaluations, providing invaluable insights for informed underwriting decisions.
Commercial Lines
Commercial lines insurance inspections assess businesses, habitational properties, and commercial buildings to evaluate risks, safety measures, and compliance. These inspections review structural integrity, fire protection, liability exposures, and operational hazards to ensure proper coverage and risk mitigation.
Property Types:
- Office Buildings
- Retail Spaces (shopping centers, storefronts)
- Industrial Warehouses
- Multi-Family Residential Buildings (apartments, condos)
- Restaurants and Food Service Facilities
- Hospitality Properties (hotels, motels)
Checklist
Building Structure
Assess structural integrity and construction materials.
Fire Protection Systems
Evaluate fire alarms, sprinkler systems, and fire extinguishers.
Security Measures
Check access controls, surveillance systems, and security lighting.
Occupancy and Use
Review tenant types, occupancy rates, and hazardous processes.
Emergency Preparedness
Ensure emergency exits, evacuation plans, and communication systems are in place.
Property Maintenance
Inspect for hazards, cleanliness, and general upkeep.
Liability Risks
Identify potential hazards like slip/trip areas, parking lots, and public spaces.
Environmental Concerns
Assess risks related to pollution, hazardous materials, and waste management.
Regulatory Compliance
Verify adherence to building codes, ADA requirements, and industry standards.
Documentation Review
Examine safety policies, incident reports, and maintenance records.
Inspection Types:
- Property & General Liability
- Business Owner Policy (BOP)
- Restaurant & Bar Liability
- Workers Compensation (WC)
- Hotel, Motel
- Habitational (apartments & condos)