Personal Lines

  1. Property Exterior
    This includes examining the condition of the roof, siding, windows, doors, and any other exterior structures for signs of damage or wear.
  2. Landscaping and Yard
    Assessing the landscaping for potential hazards such as overgrown trees and shrubs, uneven walkways, or poor drainage that could lead to water damage.
  3. Safety Features
    Checking the presence and functionality of safety features such as smoke detectors, carbon monoxide detectors, fire extinguishers, and security systems.
  4. Electrical Systems
    Inspecting the electrical wiring, outlets, and circuit breaker panels to ensure they meet safety standards and are not at risk of causing fires or electrocution.
  5. Plumbing
    Examining plumbing fixtures, pipes, and water heaters for leaks, corrosion, or other issues that could lead to water damage or mold growth.
  6. Heating and Cooling System
    Assessing the condition and efficiency of heating and cooling systems, including furnaces, boilers, air conditioners, and ventilation systems.
  7. Appliances
     Checking the age and condition of major appliances such as refrigerators, stoves, dishwashers, and washing machines to identify any potential fire or safety hazards.
  8. Interior Conditions
    Evaluating the overall condition of interior spaces, including walls, ceilings, floors, and any signs of water damage, mold, or pest infestations.

A thorough and comprehensive personal lines loss control survey ensures enhanced safety, risk mitigation, and informed decision-making for homeowners and insurers alike.