What we inspect: Personal Lines (Residential)

• Property Exterior: This includes examining the condition of the roof, siding, windows, doors, and any other exterior structures for signs of damage or wear.
• Landscaping and Yard: Assessing the landscaping for potential hazards such as overgrown trees or shrubs, uneven walkways, or poor drainage that could lead to water damage.
• Safety Features: Checking the presence and functionality of safety features such as smoke detectors, carbon monoxide detectors, fire extinguishers, and security systems.
• Electrical Systems: Inspecting the electrical wiring, outlets, and circuit breaker panels to ensure they meet safety standards and are not at risk of causing fires or electrocution.
• Plumbing: Examining plumbing fixtures, pipes, and water heaters for leaks, corrosion, or other issues that could lead to water damage or mold growth.
• Heating and Cooling Systems: Assessing the condition and efficiency of heating and cooling systems, including furnaces, boilers, air conditioners, and ventilation systems.
• Appliances: Checking the age and condition of major appliances such as refrigerators, stoves, dishwashers, and washing machines to identify any potential fire or safety hazards.
• Interior Conditions: Evaluating the overall condition of interior spaces, including walls, ceilings, floors, and any signs of water damage, mold, or pest infestations.

A thorough and comprehensive personal lines loss control survey ensures enhanced safety, risk mitigation, and informed decision-making for homeowners and insurers alike.